Conditions of Use
1. General
1.1. Welcome to Merit Fondholm (the "Website").
Contact us at info@meritfondholm.com
1.2. This Website provides information about third-party platforms ("Third-Party Platforms") for trading purposes (the "Services").
1.3. These Terms govern your ("You", "Your", or "User") access to the Website and Services. You must read these Terms carefully before accessing the Services. These Terms constitute a legally binding agreement between You and the owner of the Website. If you do not accept these Terms in full, you must not use the Website. These Terms may be amended from time to time.
These Terms incorporate our Privacy Policy. By accepting these Terms, you also agree to our Privacy Policy. (Read our Privacy Policy here.)
2. Eligibility
2.1. Access to the Website is subject to your compliance with these Terms and Conditions.
2.1.1. You must be at least 18 years of age.
2.1.2. You must have the legal capacity to enter into these Terms and Conditions.
2.1.3. The laws applicable in your country of residence or the country from which you access the Services must not prohibit your use of the Website or any of its services.
2.2. We make no guarantees, representations, or warranties regarding the legality of the Website or its services for any particular user. We are not liable for any unlawful use of the Website or its services by any user.
Restricted Territories
3.1. We reserve the right to restrict access to the Services and/or Website (or any part thereof) for: (i) users residing in Restricted Territories; and (ii) users we determine may present a regulatory, legal, or reputational risk.
3.2. Users who are citizens of certain countries may be subject to additional terms before access is granted. If you travel into a Restricted Territory, the Website or Services may be temporarily unavailable or blocked.
4. Prohibited activities
4.1. By using the Site and Services, you agree not to:
4.1.1. Connect to, download from, upload to, share on, publish through, transmit, or send via the Website: (a) content that infringes intellectual property, privacy, or other proprietary rights; (b) content that is unlawful to publish or distribute due to threats, defamation, slander, or racism; (c) content containing viruses or other harmful software that may damage our systems or those of third parties, or that blocks or restricts other users from accessing the Website; (d) content that violates any applicable law; or (e) advertising or promotional material without our prior written consent.
4.1.2. Modify or remove any attributions, legal notices, labels, or proprietary designations on the Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with other users' access to or use of the Website or Services.
4.1.5. Use bots or other automated means to access the Website or Services.
4.1.6. Upload, transmit, or attempt to upload or transmit content that contains data collection or transmission mechanisms — including web bugs, cookies, or spyware — without our express written permission.
4.1.7. Use framing, mirroring, or any other technique to replicate the appearance or functionality of the Services.
4.1.8. Violate any applicable law or regulation, or facilitate illegal activity, including trademark infringement, copyright violation, defamation, privacy breach, identity theft, or distribution of counterfeit software.
4.1.9. Alter or modify the Website's source code, or upload applications or software that may cause damage to the Website or any third party.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software on the Website or used to provide the Services.
4.2. These Terms are in addition to any other rights we hold. If we reasonably believe your use of the Website violates these Terms or any applicable law, we may monitor your activity, restrict or block your access, disclose your conduct to third parties, or take any other appropriate action to protect the rights and property of third parties.
5. Intellectual Property Rights All content on this platform — including but not limited to text, graphics, logos, images, audio clips, and software — is the property of the Company or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, transmit, reuse, repost, or use any such content for public or commercial purposes without the Company's prior written permission. The Company's trade names, trademarks, and service marks may not be used in connection with any product or service that is not the Company's, or in any manner likely to cause confusion, or in any manner that disparages or discredits the Company. All other trademarks not owned by the Company that appear on this platform are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by the Company.
5.1. All content on this Website — including video, text, images, logos, sounds, designs, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in the Services and Website belong to us. Using the Services or Website under these Terms does not grant you any intellectual property rights beyond the limited right to access them as permitted herein.
5.3. The Website and Services may only be accessed for personal, non-commercial use.
5.4. You may not permit any third party to modify, reverse engineer, decompile, copy, sublicense, rent, or create derivative works from the Services or Website.
6. Limitation of Liability To the fullest extent permitted by applicable law, the Company, its affiliates, directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, goodwill, or business opportunity — arising from or in connection with your use of the platform, services, or any content accessed through them, even if advised of the possibility of such damages. The Company's total cumulative liability to you for any claims arising under or in connection with these Terms shall not exceed the greater of (a) the amount you paid to the Company in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred US dollars (USD 100). These limitations apply regardless of the legal theory on which the claim is based — whether contract, tort, negligence, strict liability, or otherwise — and shall survive the termination or expiry of these Terms. Some jurisdictions do not permit the exclusion or limitation of certain warranties or liabilities. Where such restrictions apply, the limitations above shall apply to the fullest extent permitted by law. Nothing in this section limits liability that cannot be excluded or restricted under applicable law.
6.1. The Website and Services are provided solely at your own risk. We make no warranties, express or implied, regarding the Website, the Services, or your use of either — including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, timeliness, or uninterrupted delivery. All content and functionality accessible via the Website is provided "as is," "as available," and without any guarantee of outcome.
6.2. We are not responsible for any errors, omissions, or inaccuracies in the content published on the Website, nor for any disruptions or interruptions to transmissions to or through the Services.
6.3. We do not accept liability for any loss, direct or indirect, incurred by you or any third party through use of the Website or Services. You are solely responsible for any decisions made in reliance on information provided through the Website or Services.
6.4. We are not liable for any loss or damage — direct, indirect, or consequential — suffered by you or any third party, including loss of income or data arising from use of the Website or Services. This limitation applies to the fullest extent permitted by applicable law.
6.5. We assume no responsibility for failures or disruptions caused by internet or telephone lines, computer systems, service providers, servers, or hardware. We are not liable for any consequences arising from internet usage.
Third-Party Content and Services The Platform may include content, products, or services provided by third parties, including links to third-party websites. We have no control over such content and accept no responsibility for it. Before engaging with any third-party website, product, or service, you should review and satisfy yourself with that party's terms and conditions. We are not a party to any transaction or arrangement between you and a third party, and we accept no liability arising from such interactions. Any third-party content accessible through the Platform is provided for convenience only. Its availability does not constitute an endorsement, recommendation, or approval by us of the third party or its offerings.
7.1. When using the Services, you may encounter content from third parties, including advertisements or reviews of Third-Party Platforms.
7.2. We do not take responsibility for any information or products referenced through such content, which may not always be current or accurate.
7.3. Verify the accuracy of any information before making a decision. You are solely responsible for all decisions and actions taken based on that information.
8. Links
8.1. This site contains both content and advertisements, including materials made available through third-party websites ("Links"). Before downloading, accessing, or relying on any information, software, or other materials from these websites, or completing any purchase or transaction, please exercise caution. These links are provided solely for your convenience. We are not responsible for any damage or loss arising from the use of or reliance on any information, products, or services available through third-party websites or programs.
8.2. The inclusion of hyperlinks on this website does not constitute endorsement, authorization, affiliation, or any other form of approval by us in connection with those websites, their software, or their administrators.
8.3. We have not reviewed all linked websites and cannot be held responsible for their content or software. We caution you to exercise due diligence before using, relying on, or purchasing anything from these websites or applications. We accept no liability for any damage or loss arising from the use of or reliance on any products, information, or content accessible through third-party websites.
8.4. It is your responsibility to review the terms and policies of any third-party websites before engaging with them. We strongly recommend doing so prior to making contact with any third-party website.
9. Miscellaneous
9.1. We reserve the right to modify, suspend, or discontinue our Services at any time. Such changes will not give rise to any claims against us.
9.2. These Terms may be updated at any time. We will notify you by publishing the revised version with an updated date at the top of the page. Changes take effect within a few working days. Continued use of the website after any changes are published constitutes your acceptance of the updated Terms.
9.3. The User acknowledges that no information transmitted via the website creates any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. Any promise, declaration, or agreement — whether oral or written — not contained within these documents is not legally binding on either party.
9.5. Failure to exercise any right or power under these Terms does not constitute a waiver of that right or power. Any partial exercise of a right or remedy does not preclude any further exercise of the same or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect, interpreted as though the invalid provision had been removed, while reflecting the original intent of the parties.
9.7. We may transfer or assign our rights and obligations under these Terms to third-party partners, including the operation and management of the website and its services. You may not assign or transfer your rights or obligations under these Terms.